IMPORTANT INFORMATION

This is an important document that should be read in its entirety. If you do not understand it you should consult your professional adviser without delay.

General Advice

All the information provided in this prospectus / IM and any offer documents given to you is to be considered general advice only. That is, your personal objectives, needs or financial situations were not taken into account when preparing this information. Accordingly you should consider the appropriateness of any general advice we have given you, having regard to your own objectives, financial situation and needs before acting on it. Whether the information relates to a particular financial product, you should obtain and consider the relevant product disclosure statement(s) (such as this prospectus / IM) before making any decision to purchase that financial product.

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